QUESTIONS for Business Owners

• What about this business keeps you up at night?

• Nothing is more important to the success of a business than its ability to attract, retain, reward and motivate key employees.  What is your company doing for its profit-generating employees?

• What will be the impact if your key employees are gone or a competitor lures them away from you?

• What is your exit strategy?

• If you die or become disabled, what will happen to your business?

• If your partner dies, would you like to be in business with your partner's spouse?

• Tell me about your buy-sell agreement?  Is it funded?  Does it accurately reflect how much your business is worth?

Group Benefits

Health,

Long-term disability & Short-term disability,

Dental & Vision

Life insurance

 

We are working with companies that are "hungry" for your business.  This gives us opportunities not otherwise available.  When we know what our competition is offering, we may be able to reduce rates to under what the competitors are offering.  Otherwise the standard rates will apply, which are still very competitive.

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Use this for your Key Employee's! 

(Pay your business for lost time and talent)

Living Benefits should be of Major Concern!  Medical Technology is wonderful, however it is Expensive when you survive the illness's which used to cause immediate death. 

 

Heart Attack, Stroke, Cancer (up to 21 conditions can be covered)

 

 Critical illness underwritten by Assurity Life Insurance

Company Lincoln, Neb. Product availability,

rates and features may vary by state.

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• 401(k) plans (including Safe Harbor plans),
• Comparability Profit Sharing Plan,
• S.I.M.P.L.E. IRA plans,
• Money Purchase Plans.
• Target Plans

Features include (but not limited to):

• Eligibility Requirements
• Vesting Schedules
• Loan Provisions
• Innovative designs on New Retirement Programs or transfer or existing plans
• Full administrative packages
• Technology support
• Funding options
• NO third party administrators
•  
  Very moderate set up fees & costs
•  
  Several allocation options

 

• Key Person,
• Buy-Sell,
• Secure Debt,
• Executive Plans
  

 

 

Strategic Partners: 
 
(These companies represent a few of the total companies we have available.  95% of the solutions provided are via these company products & tools available to DenverWest Insurance Professionals.)